Privacy form

Who are we?
‘We’, ‘us’ and ‘our’ refer to Tailored Finance Solutions Australia (ABN, Australian Credit Representative No 380409 for Finsure Finance & Insurance Pty Ltd Australian Credit Licence Number 384704) and our related businesses.

Privacy Policy

Tailored Finance Solutions Australia (TFSA) Privacy Policy

At TFSA, we understand that the details you provide us are private and personal. It’s important that you feel secure whenever you deal with us. It’s also important that you understand how we protect your privacy, as the manner in which we may use your details. As such our procedures relating to personal information are designed to ensure that you are fully protected under Australian privacy laws.

Please note that when using this website or by registering with us, you consent to the collection, use and disclosure of your personal information in accordance with this Privacy Policy which directs that such information is handled sensitively, securely, and in accordance with the National Privacy Principles as set out in the Privacy Act (Cth) 1988.

What do we mean by ‘personal information’?

When we refer to personal information we mean information from which your identity is reasonably apparent. This information may include information or an opinion about you. The personal information we hold about you may also include credit information.

Credit information is information which is used to assess your eligibility to be provided with finance and may include any finance that you have outstanding, your repayment history in respect of those loans, and any defaults. Usually, credit information is exchanged between credit and finance providers and credit reporting bodies.
The kinds of personal information we may collect about you include your name, date of birth, address, account details, occupation, and any other information we made need to identify you.
If you are applying for finance we may also collect the ages and number of your dependants and cohabitants, the length of time at your current address, your employment details and proof of earnings and expenses, assets and liability statements and your requirements for finance and a needs analysis. We will also collect personal information when you submit queries to us through our website. This is so that we can reply to your queries or requests for service.
If you apply for any insurance product through us we may also collect your health information. We will only collect health information from you with your consent

Why we collect your personal information?

The main reasons why we would collect personal information about you is to assess your financial and credit position when you apply for a service from us. The information you submit or send electronically is received by our network and stored in our database. In sending us the application, you accept that you have granted us consent to use any personal information within our organisation for the purposes we prescribe including responding to your queries, re-publishing information on our site, and compiling our databases and research for marketing purposes.

How will information collected on this site be used?

We use this information for the purposes of providing you with a range of mortgage products, which may suit your finance situation and personal requirements and reply to your queries or requests for service.

We may contact you in the future to communicate information about our products and services to you, or for our internal administrative, marketing, planning, product development and research requirements. The details you give us may be used to inform you about any special offers we think will be of interest to you, and to update you on new products and services or changes to our website. We may also send you details of offers or services provided by our business partners and related TFSA entities.

You may at any time choose not to receive these communications. Doing so will not cost you anything, and we will aim to ensure you stop receiving any unwanted communications as soon as possible.

How do we collect your personal information?

We aim to collect your personal information directly from you. If for some good reason, we are unable to do so, we may involve another organisation. For example, we may need to request a credit report from a credit reporting agency when you apply for a credit facility. Before doing so or prior to collecting the information we need, we will inform you of the type of organisations we intend to disclose your personal information to.

Why will we disclose information to another organisation?

At TFSA we want to provide our customers with the very best products and services. At times, we may partner with another organisation to support the products and services we offer (for example, telecommunications services). In these situations we will need to share the personal information you have given us. In certain circumstances we may be compelled by law to disclose your personal information to various authorities. For instance, we may be required under the Anti-Money Laundering and Counter-Terrorism Financing Act to disclose details of financial transactions or we may be compelled to disclose information to a court or tribunal in response to a subpoena.

Whom will we disclose information to?

Before we disclose any of your personal information to any other organisation, we will take reasonable steps to ensure that:│The organisation has the same commitment as us to the protection of your personal information AND │You have consented to us doing so By consent, we mean approval in writing, orally, or implied from your dealings with us.

How we keep your personal information accurate and up to date?

It is important for us, and for you, that the information we hold is accurate and up to date. In this regard we ask that you contact us whenever there are any changes to your personal details, so that we can update our records.

How long do we keep information about you?

By law, we are required to hold certain information about you, even after you are no longer a TFSA customer. However, after such time you can be assured we will destroy your personal information thoroughly and safely. We may also hold certain information about you if it is needed for a purpose which you are aware of or reasonably expect us to hold the information. When that information is no longer needed, it will be destroyed or permanently de-identified.

How safe and secure is the information we hold about you?

We take great care with the information we hold about you. Our aim is to ensure that any details are securely protected from misuse, loss, and unauthorised access, modification or disclosure. We will take reasonable care to make sure that we keep your information in an accurate, complete and up to date manner. When that information is no longer needed, it will be permanently destroyed or de-identified. While we will take all due care in protecting the security, confidentiality and privacy of the information submitted by you, we cannot guarantee that our systems will be completely free from third party interception or damage to information transmitted by email which is caused by viruses.

If you have a complaint

At TFSA, we value our customers. We will always aim to be fair and responsive. If you have a complaint, you have the right to expect that we will handle it in a friendly and professional way. When we receive a complaint, we look on it as valuable feedback that may help us to improve the services we offer and to ensure your needs are met in a satisfactory and appropriate manner.

If you wish to complain, at any time, about the handling, use or disclosure of your personal information, just email us admin@tfsau.com

Changes to this statement

TFSA will occasionally update this Privacy Policy to reflect company and customer feedback. TFSA encourages you to periodically review this Policy to be informed of how TFSA is protecting your information.